Fintech Apps Built Security-First
Fintech apps handle money and identity, so security and auditability aren't features you add at the end. We build fintech products for NBFCs, lending startups, collection agencies and investment platforms with layered security and clean audit trails from the first sprint.
Security layers in every fintech build
- Identity. OTP and device binding, biometric login, session limits and re-authentication for sensitive actions.
- App hardening. Root/jailbreak detection, certificate pinning, encrypted local storage and code obfuscation.
- Data. Encryption at rest and in transit, masked PII in admin screens, data stored in India.
- Access. Role-based admin access with maker-checker approvals for money movement.
- Audit. Immutable logs of every approval, change and transaction for audits and disputes.
Fintech products we build
| Product | Core workflows | Typical integrations |
|---|---|---|
| Digital lending | Application, KYC, underwriting inputs, disbursal, EMI tracking | KYC providers, bureau APIs, e-mandate, e-sign |
| Collections | Due lists, field agent app, payment links, promise-to-pay | Payment gateways, UPI, telephony |
| Wallet / prepaid | Load, pay, transfer, statements | Licensed partner bank or PPI provider |
| Investment / advisory | Onboarding, risk profile, portfolio view | Broker or distributor APIs |
| Billing & payouts | Invoices, subscriptions, vendor payouts | Payment and payout APIs |
Regulated activities require the right licences or a licensed partner; we build the technology around your compliance setup.
Onboarding that converts without cutting corners
The KYC step is where most fintech apps lose users. We design onboarding to ask for the minimum at each step, pre-fill from verified sources where permitted, and let users resume where they left off — while still meeting your compliance team's requirements.
Every drop-off point is tracked, so product and compliance can decide together which steps to simplify.
Want to know the cost?
Every project is different, so we don't publish fixed prices. Share your requirements and get a free, detailed quotation with scope and timeline.
- Free, no obligation
- Reply within 24 hours
- Feature-wise scope & timeline
Frequently asked questions
Do you follow RBI's digital lending guidelines?
We build the flows your compliance team specifies — disclosures, key fact statements, direct disbursal to borrowers — and keep them configurable.
Can your app pass a security audit?
We build to OWASP mobile and API guidelines and fix findings from your auditor.
Can you work with our existing core system?
Yes, through APIs or integration middleware.
Related
Tell us about your idea
Share your users, must-have features and timeline. We'll suggest what to build first and share a clear, phased delivery plan.